{
  "meta": {
    "version": "v1",
    "pricing": {
      "public": {
        "label": "Public",
        "description": "Read-only API access for lightweight status checks and public integrations."
      },
      "premium": {
        "label": "Premium",
        "description": "API keys with higher hourly quotas, plus Slack, Teams, Discord, webhook, and email outage alerts across your vendor stack."
      }
    },
    "generatedAt": "2026-11-05T01:01:40.429Z"
  },
  "data": {
    "id": "incident_statuspage_stripe_wklqnr97wbqs",
    "slug": "stripe-spike-in-cancellations-and-expired-errors-with-paybybank-payments-2026-10-20",
    "title": "Spike in cancellations and expired errors with PayByBank payments",
    "summary": "Spike in cancellations and expired errors with PayByBank payments",
    "status": "resolved",
    "stale": false,
    "severity": "minor",
    "startedAt": "2026-10-20T10:46:57.619+00:00",
    "updatedAt": "2026-10-20T13:04:45.596+00:00",
    "resolvedAt": "2026-10-20T13:04:45.564+00:00",
    "provider": {
      "slug": "stripe",
      "name": "Stripe"
    },
    "affectedServices": [
      {
        "slug": "stripe-acquirers-payment-methods",
        "name": "Acquirers & Payment Methods"
      }
    ],
    "links": {
      "html": "/incidents/stripe-spike-in-cancellations-and-expired-errors-with-paybybank-payments-2026-10-20",
      "api": "/api/v1/incidents/stripe-spike-in-cancellations-and-expired-errors-with-paybybank-payments-2026-10-20",
      "providerHtml": "/providers/stripe",
      "alerts": "https://outagedeck.com/account?stack=stripe&utm_source=api&utm_medium=response&utm_campaign=api_alerts&utm_content=incident"
    },
    "impactSummary": "Stripe reported this event with no impact level.",
    "source": {
      "id": "source_stripe_status",
      "kind": "official_api",
      "name": "Stripe Status",
      "checkedAt": "2026-11-05T01:00:12.31+00:00",
      "stale": false,
      "officialUrl": "https://www.stripestatus.com",
      "statusPageUrl": "https://www.stripestatus.com"
    },
    "updates": [
      {
        "id": "update_statuspage_stripe_wklqnr97wbqs_3pxt9w1257wm",
        "status": "identified",
        "body": "We're currently seeing elevated cancellations and expired errors with PayByBank payments. We've identified that this is caused by an outage at an upstream partner and our engineers will monitor for recovery. We will provide further updates once recovery is observed.",
        "createdAt": "2026-10-20T10:46:57.712+00:00"
      },
      {
        "id": "update_statuspage_stripe_wklqnr97wbqs_kmw2lq5qpy8j",
        "status": "resolved",
        "body": "From 2026-10-20 10:47 UTC to approximately 11:18 UTC, we saw elevated cancellation and expired payment errors affecting PayByBank payments through a third-party payment partner. The issue was limited to payments processed through a specific issuing bank and has now recovered.",
        "createdAt": "2026-10-20T13:04:45.564+00:00"
      }
    ],
    "access": {
      "plan": "public",
      "keyed": false
    }
  }
}